Hypothecation Removal Process from RC/Smart Card - RTO Indra Nagar

Submit application of hypothecation at RTO, Indira Nagar Bengaluru.

It’s very simple process if you prepare all the documents and keep it in a file and ready. It took only 15 min for me to submit. I went there around 1:30 PM, and done by 1:45 PM. Not much crowd and process was fast.

Documents Needed:

1) NOC from bank and 2 copies of Form 35.

    When you close your loan account, need to give attention for below things otherwise you have to go again:

    a) NOC from bank

    b) Take 2 copies of Form 35

        (Download form from Govt website https://vahan.nic.in/nrservices/forms/form35.pdf) and take sign & stamp from bank

    c) Stamp on the form as a bank address (There is a space to give bank address)

2) Original RC Book (It was smart card in my case)

3) Copy of emission test certificate

4) Copy of Insurance

5) Self-addressed stamped envelope (You can get it from the shops in BDA complex)

6) Get a small plastic bag to put the RC smart card. This is to staple the RC along with application. This is required if you have a smart card already (not required in case of book).

7) Stamped envelope and plastic bag (cost Rs.1) for RC is available at ground floor store.

Steps:

1) Go to Room No 13, counter 9, Indira Nagar BDA complex RTO

2) Get the NOC and Form 35 verified. They will write on the form how much amount you have to pay (In my case it was 200/-)

3) Go to Counter 1 and Pay amount. (I had smart card already, not sure the fee is different if the RC is not a smart card)

4) Come back to Room 13, counter 6 (Counter might change) and submit the application along with the documents mentioned above and the cash payment receipt. You will get an acknowledgement.

The RC/Smart Card is supposed to reach home in one month time. (Smart card will be the same because hypothecation information will be deleted from the chip).

Flashback:

Initially I was also thinking to give documents to an agent but they were asking much higher amount. One of my colleague had given his application to an agent and he got frustrated by calling again and again to agent. He got scared about the documents because we have to give original RC. Agent was not picking his call. He visited his office several times. After one and half month he got his RC but still he is in confusion that his hypothecation is terminated from the RC or not. He only suggested me to go directly. Luckily I was through directly in first attempt. I think if you have all mentioned document then RTO team will not trouble you. I suggest please try at least once yourself.